One luxury I can’t live without is my health insurance. Now, I have anthem. I used to have Molina. Molina was my default HMO. I realized too late that I needed to switch to keep seeing the same providers. It was already beyond the allowable time limit to make the switch.
The next allowable dates to switch HMOs came around, and so I was eventually able to switch HMOs. Has this ever happened to any Americans or citizens of any other countries out there?
Things We Forget 
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